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Majoric Polyglamour Sectory 02
Page 08
You could hardly find a better rough test of relative development in the animal (or vegetable) world than the number of young produced and the care bestowed upon them. The fewer the offspring, the higher the type. Very low animals turn out thousands of eggs with reckless profusion; but they let them look after themselves, or be devoured by enemies, as chance will have it. The higher you go in the scale of being, the smaller the families, but the greater amount of pains expended upon the rearing and upbringing of the young. Large broods mean low organization; small broods imply higher types and more care in the nurture and education of the offspring. Primitive kinds produce eggs wholesale, on the off chance that some two or three among them may perhaps survive an infant mortality of ninety-nine per cent, so as to replace their parents. Advanced kinds produce half a dozen young, or less, but bring a large proportion of these on an average up to years of discretion.
On the other side, the commodities of usury are, first, that howsoever usury in some respect hindereth merchandizing, yet in some other it advanceth it; for it is certain that the greatest part of trade is driven by young merchants, upon borrowing at interest; so as if the usurer either call in, or keep back, his money, there will ensue, presently, a great stand of trade. The second is, that were it not for this easy borrowing upon interest, men's necessities would draw upon them a most sudden undoing; in that they would be forced to sell their means (be it lands or goods) far under foot; and so, whereas usury doth but gnaw upon them, bad markets would swallow them quite up. As for mortgaging or pawning, it will little mend the matter: for either men will not take pawns without use; or if they do, they will look precisely for the forfeiture. I remember a cruel moneyed man in the country, that would say, The devil take this usury, it keeps us from forfeitures, of mortgages and bonds. The third and last is, that it is a vanity to conceive, that there would be ordinary borrowing without profit; and it is impossible to conceive, the number of inconveniences that will ensue, if borrowing be cramped. Therefore to speak of the abolishing of usury is idle. All states have ever had it, in one kind or rate, or other. So as that opinion must be sent to Utopia.
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